Schedule of Charges - SBI - Bangladesh

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Schedule of Charges

State Bank of India

SCHEDULE OF CHARGES

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Bangladesh Bank

SCHEDULE OF CHARGES

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General Banking

State Bank of India
SCHEDULE OF CHARGES

General Banking

SL No.	Types of service	Nature of charges	Revised Charges
1.a	Balance confirmation certificate	Half-yearly/ Yearly	Free
1.b	Balance confirmation certificate	More than twice a year	Tk.200.00 plus 15% VAT
1.c	Solvency certificate	On demand	Tk.1500.00 plus 15% VAT
2.a	Account Maintenance Fee Current account	Half yearly	Tk.500.00 plus 15% VAT
2.a	Account Maintenance Fee Current account	Closing charge	Tk.300.00 plus 15% VAT
2.b	Account Maintenance fee Savings account	Half yearly i) Average Balance up to Tk5000/- ii) Average Balance up to Tk25000/- iii) Average Balance above Tk25000/-	Tk.Nil Tk.100/-plus 15% VAT Tk300/-plus 15% VAT
2.b	Account Maintenance fee Savings account	Closing Charges	Tk.200/-plus 15% VAT
2.c	Activation Charge	Dormant Account	Tk.250/-plus 15% VAT
2d	Attestation of Account Statement(any type)	On demand	Tk.100/-each plus 15% VAT
2e	Stop-payment Charges	Stop payment instruction on Cheque/Cancellation/	Tk.200.00 per instruction plus 15% VAT
2f	Cheque Return Fee	Inward/Outward	Inward:Tk.200/-per instance Outward:Tk100/-per instance plus 15% VAT
2g(i)	Online Cash Transaction : Inter City	(Withdrawal/Deposit) Fees	i) Up to Tk.1.00 lac: Tk.100/-plus 15% VAT ii) Above Tk.1.00 lac to Tk.3.00 lac:Tk.150/-plus 15% VAT iii)Above Tk.3.00 lac to tk.7.00 lac:Tk.300/- plus 15% VAT iv)Above Tk.7.00 lac :Tk.1000/- plus 15% VAT
2g(ii)	Online Cash Transaction: Within City	(Withdrawal/Deposit) Fees	Free
2h	Standing Instruction	Service Fee	Tk.150/-(flat) plus 15% VAT
2i	Articles of Safe Deposits	Service Fee	Tk.1000/-plus 15% VAT
3	Collection of outstation cheque/Clean Bills/Documents	Commission	Proposed charges
	a) Collection)	i)Up to Tk.1.00 lac	Tk.200.00 plus postage at actual plus 15% VAT
		ii)Tk.1.00 lac to Tk. 5.00 lac.	Tk.500.00 plus postage at actual plus 15%VAT.
		iii) Above Tk.5.00 lac to Tk.10.00 lac	Tk.1000.00 plus postage at actual plus 15% VAT.
4	Remittance(Inland)
	a) DD	Exchange	Tk.2.00/-per Tk.1000/-(50% of it payable to Uttara Bank Min.Tk.500.00 plus 15% VAT
	b) Cancellation of DD	Commission	Tk.100/-plus 15%VAT
	c) Payment Order/Deposit at call	Commission	1% of P.O. amount Amt.min.Tk.100.00/and max Tk.500.00 plus 15% VAT
	d) Payment Order Cancellation Charges	Commission	Tk.200/-flat plus 15% VAT
	d) Issuance Bangladesh Bank Cheque	Commission	Tk.500.00 Per Cheque Plus 15% VAT
5	Issuance of Guarantee	Commission	1. 0.10% to 0.50% per qtr. min.-USD 75.00 (Foreign) for guarantee amount below USD 5.00 mio. Plus 15% VAT. ii) 0.075% to 0.50% per qtr., min USD75.00 (Foreign) for guarantee amount USD 5.00 mio. & above plus 15% VAT. iii) For Local Guarantee: Min.BDT 2,500/-plus 15% VAT.
6	Clearing / collection cheques returned for insufficient funds	Commission	Tk.500.00 Per Instrument plus 15% VAT
7	Signature Verification Charge	Commission	Tk500.00 Plus 15% VAT
8	Issuance of BO Certificate	Commission	Tk.100.00 plus 15% VAT
9	Issue of cheque book	charges	Tk.5.00 per leaf plus VAT
10.a	ATM Card issuing charges	Commission	Tk.500.00- plus VAT
10.b	ATM Card renewal charges	Commission	Tk.500.00 Plus VAT

**Vat is applicable @ 15% on fees and charges

SL No.	Types of service	Nature of charges	Revised Charges
11	BACH/BEFTN Transactions	Levy	Cheque amount below Tk.50,000/- –“NIL” ii)All category of BEFTN transactions: NIL iii)All kinds Govt. Cheque Type-G2P(approved by Govt.): NIL iv) Irrespective of any amount of cheque receipt against Govt Dues (i.e. against Treasury Challan or Purchase of Sanchaya Patras etc., Utility bill and all dues to City Corporation/ Municipality: NIL v) Cheque amount beyond Tk.50,000/-but below Tk.5.00 lacs, charges for BACH: Tk.10.00 (including 15% VAT) vi) Any amount of High Value Cheque(Tk.5.00 lac & above) if presented through Same Day Clearing, Levy: Tk.60.00 including VAT. vii) In case of Regular Value Cheque amount(Tk.5.00 lac & above): Tk.25.00 including VAT

Locker Scheme – Schedule of Charges

Yearly Charges, Security Deposits

		Rent (p.a.)	Security Deposit
Rent	Small	4000/-plus 15% VAT	30000/-
	Medium	5000/-plus 15% VAT	40000/-
	Large	6000/-plus 15% VAT	50000/-
Contact Period		One Year	Till Closing

All charges are excluding VAT.
Customers must keep sufficient balance in their linked SB/CA/STD account to enabling the banks to realize the annual rent.
Insurance cost included on Rent. Bank will make arrangement for insurance up to BDT 1 lac, 2 lac & 3 lac on small, medium and large size lockers respectively. If a customer desires to take higher insurance coverage, bank may arrange accordingly. The additional cost will be borne by the customer.
Security Deposit to be kept in the form of refundable interest bearing Fixed Deposit.
Country Head may relax the norm of security deposit or rent on business/ relationship consideration.

Penalty

If sufficient balance is not available in the linked account of the customer for realizing rent in time, account holder will have to pay additional @ 2% on rent charges for the overdue period.

Trade Finance

S.L No	Types of service	Revised Charges
1.a.i	Letter of credit –cash/sight opening extension validity and increases amount(Local/foreign)	@0.0.10%-0.40% per qtr. min.Tk.5000/- per qtr & also for increasing LC value by amendment excluding VAT details as per attached sheet.
1.a.ii	Letter of credit –cash/sight/usance (100% margin)	@0.0.10%-0.25% per qtr. min.Tk.5000/- per qtr & also for increasing LC value by amendment excluding VAT details as per attached sheet.
1.a.iii.	Usance/deferred (Local/foreign)	@0.0.10%-0.50% per qtr. min.Tk.5000/- per qtr & also for increasing LC value by amendment excluding VAT details as per attached sheet.
1.a.iv	Under Back to Back(local/foreign) /EPZ/EDF/	@0.0.10%-0.40% per qtr. min.Tk.5000/- per qtr & also for increasing LC value by amendment excluding VAT details as per attached sheet.
1.b	Amendment of L/C except increases of value & extension of validity	Tk.750/- per qtr plus postage/courier out of pocket expenditure
1.c	Postage for opening L/C outside country
	i. Registered covered	At actual
	ii. Courier	At actual
	Postage for opening L/C inside country
	i. Registered covered	At actual
	ii. Courier	At actual
1.d	SWIFT /Cable charges for opening l/c Full L/C by SWIFT L/C amendment SWIFT	At actual
1.e	Foreign correspondents charges for opening L/C For cash L/C For BTB L/C	At actual
1.f	Import against LCAF	i)Imports on Sight basis: @0.10% -0.25% per qtr. and min. Charge Tk.5,000/-per qtr. ii)Imports on Usance/Deferred basis: @0.10%-0.50% 0er qtr. and min. charge Tk.5,000/-per qtr.
2	L/C cancellation charges	Nil
3	Handling charges of Import bill	Nil
4	Postage for acknow. Of Import bill & confirmation advice for payment	Tk. Equiv. to US $10/-at prevailing rate
5	Discrepancy fees for Import bill	Tk. Equiv .to US $50/-at prevailing rate
6	Remittance charges for import bill payment	Tk. Equiv. to US $25/-at prevailing rate
8	Copy of NNC Docs. Certifying for assessment purpose	Nil
9	Copy of NNC Docs. Certifying for delivery of goods	NIL
10	Copy of NNC Docs. Certifying for delivery of goods against shipping guarantee	NIL
11 (i)	L/C Application form	Tk.200/-per set plus 15% VAT
ii	LCA form	Tk.500/-per set plus 15% VAT
iii	IMP form	Tk.300/-per set plus 15% VAT
iv	Issuance of Certificate	Tk.500/-per certificate plus 15% VAT
v	Renewal of IRC	Tk.1500/-plus 15% VAT
12	Handling commission for delivery of documents against T/R	Tk.2000/-flat plus 15% VAT
13	Obtention of Credit –Report
	i)By regd. Post	Tk.500/-plus 15% VAT
	ii)By swift	At actual
14	Endorsement fee for renewal of IRC	Tk.1500/-flat plus 15%VAT
14(A)	Acceptance commission on imports bills under BTB/Usance L/C	1st qtr.@ 0.10%- 0.40% sub qtr @0.10%-0.40% plus VAT, detailed as per attached sheet.
15	Bill Collection
	Handling Commission
	i) For collection of clean items (Inward)	@0.10% min. Tk.2000/-flat plus 15% VAT
	ii) Documentary collection bill under L/C	@0.15%min. Tk.2000/-flat plus 15% VAT
	iii) Documentary collection bill under grant (without L/C)	@0.15%min. Tk.2000/-flat plus 15% VAT

Export

S.L No.	Types of service	Revised rate of charges
16	Negotiation of bills	@0.15%min. Tk.2000/- plus postage/SWIFT/Courier15% VAT
17	Bill for collection
	a) Under L/C	@0.15%min. Tk.2000/- plus 15% VAT
	b)Without L/C	@0.15%min. Tk.2000/- plus 15% VAT
17(i)	Export bill Negotiation/collection (where exchange gain earned)	Tk.500.00 plus 15% VAT
18	EXP Forms (Cost & Certification)	Tk.500/-per set plus 15% VAT
19	PRC Issuing charges for Export	Tk.500/-per set plus 15% VAT
20	Export L/C Advising Charges
	a)For our customer	Tk.750/-flat plus 15% VAT
	b) For non –customer	Tk.750/-flat plus 15% VAT
21	Export L/C amendment Advising Charges
	For our customer	Tk.750/-flat plus 15% VAT
	b) For non –customer	Tk.750/-flat plus 15% VAT
22	Honoring Reimbursement claim against bills	a) US $ 30.00 Upto US $ 10000/- b) US $ 75.00 above US $ 10000/-
23	Confirmation of L/C
	a) Confirmation charges(Local)	@0.20% of LC amount per qtr plus 15% VAT
	b) Upto US $ 5.00 lacs(Foreign)	@1% of L/C amount 1st qtr plus 15% VAT
	c) Above US $ 5.00 lacs(Foreign)	@0.50% of L/C amount 1st qtr plus 15% VAT min US $ 150.00
24	a) L/C Transfer	Tk.750/-flat plus 15% VAT
	b) L/C amendment Transfer	Tk.750/-flat plus 15% VAT
	c) Export L/C Cancellation	Tk.1000/- plus Postage/Telex plus 15% VAT
25	Handling charges for disbursement of cash – assistance/duty draw – back	Tk.3000/-flat plus 15% VAT
26	Discrepancy fees for import bills where BTB liability involved	Nil
27	Fees for returning unpaid bills	Tk.1000/-per set docts. Plus 15% VAT
28	Overdue interest	Nil

REMITTANCE

S.L No.	Types of service	Revised Charges
	Inward Remittance
1	For Payment to SBI customer’s account	Free
2	For payment to other banks	Tk.800/-plus 15% VAT
3	Cancellation of inward payment messages.	USD 25 or equiv.BDT at prevailing exchange rate.

	Outward Remittance
1	US $ TT Issued against Embassy Remittance	Tk.750/-(P&T)
2	US $ TT Issued for other purpose	Tk.1000/-plus 15% VAT
3	DD Issued up to US $1000/-	Tk.1000/-plus 15% VAT
4	DD Issued above US $1000/-	Tk.1000/-plus 15% VAT
	Miscellaneous Remittance
1	Back to Back DD issued drawn on B.Bank, Dhaka(Both US $ &ACU $)	US $20/- Plus postage/courier plus 15% VAT.
2.a	F.C Dollar Draft up to US $ 1000/-for F.C Account holders.	US $10/- Plus actual postage/courier plus 15% VAT.
2.b	Above US$1000/-	US $15/- Plus actual postage/courier plus 15% VAT
3	F.C Dollar TT Issued to India	US $20/- plus 15% VAT.
	To other countries	US $30/- plus 15% VAT.
4	Student file maintenance for Bangladesh students studying abroad
	1.For SAARC countries	Tk.3500/-per file per annum plus 15% VAT.
	2. For other countries	Tk.5500/-per file per annum plus 15% VAT.

Other Foreign Exchange Transactions

S.L No.	Types of service	Revised Charges
1.	Purchase Bank’s Draft
	a) Up to 21 days	@0.35% per GBP 1.00 @0.25% per USD 1.00 plus postage /courier plus 15% VAT.
	b)From 22 days to date of realization	Interest to be charged at normal advance rate
	c) Minimum	Tk.500/-plus postage plus 15% VAT.
2.a	Passport endorsement charge(customer)	Tk.300/- plus 15% VAT plus 1% of USD amount +15%VAT
2.b	Passport endorsement charge( Non-customer)	Tk.300/- plus 15% VAT plus 1% of USD amount +15%VAT
3.	Payment against Local Banks collection	Tk.1000/- plus 15% VAT.
4.	Payment by counter draft
	a) Up to 21 days	US $5.00-per draft plus 15% VAT.
	b)From 22 days to date of realization	US $ 10.00-per draft plus 15% VAT.
5.	Commission for selling T.C	2% plus 15% vat
6.	Handling charges for T.C purchase	Tk200/-per passport plus 1% of USD amount plus 15% VAT.
7	Draft/M.T cancellation charges	Tk500/-per instrument plus 15% VAT.
8	TT cancellation charges by Swift	Tk.1000/- flat plus 15% VAT
9.	Issuance of other certificate	Tk.1000/-plus 15% VAT
10.	Attestation of Export L/C Doc.	Tk.500/-plus 15%VAT
11.	PSI handling charges	Tk.500/-per LC plus 15% VAT
12	Issuance of BTB certificate	Tk.500/- per set plus 15% VAT
13	Issuance of C&F certificate	Tk.500/- per set plus 15% VAT
14.	18A New Application to Bangladesh Bank (Personnel)	Tk.10,000/-plus 15% VAT*
15.	18A Renewal Application to Bangladesh Bank (Personnel)	Tk10,000/-plus 15% VAT*
16.	18A New Application to Bangladesh Bank (Private Firm/Corporate)	Tk.20,000/-plus 15% VAT*
17.	18A Renewal Application to Bangladesh Bank (Private Firm/Corporate)	Tk.15,000/-plus 15% VAT*
18.	18B New Application to Bangladesh Bank	Tk.25,000/-plus 15% VAT*
19.	18B Renewal Application to Bangladesh Bank	Tk.20,000/-plus 15% VAT*
20.	Liaison Office Bank Change Processing fee	Tk.15,000/-plus 15% VAT
21	Processing fee for scrutinizing and submission of quarterly reconciliation statement of shipping agents to B.Bank.	Tk.3,000/-plus 15%VAT per qtr.
22	Processing Fee relating to FDI return	Tk.3,000.00 plus 15%VAT
23	Processing fee for incorporation of New Principal to the existing Indenting Company.

Concessional rates may be considered by the Chief Executive Officer/Brach Heads considering overall satisfactory relation and volume of business with the bank.

Schedule of charges for Commercial Loans and Advances:
Working Capital (Funded & Non-funded):

ITEM	Limit	Revised Charges
ITEM	Limit	SANC	RENEW
Working capital (funded and non-funded facilities)	Up to Tk.10 lac	1 % of loan amount	1 % of loan amount
	Above Tk.10 lac to Tk.50 lac	1 % of loan amount	1 % of loan amount
	Above Tk.50 lac to Tk.1 cr	1 % of loan amount	1 % of loan amount
	Above Tk.1 cr to Tk.5 cr	0.75 % of loan amount but minimum Tk.100,000	0.75 % of loan amount but minimum Tk.100,000
	Above Tk5.00 cr to Tk. 15.50 cr i.e $2.00 mio	0.50 % of loan amount but minimum Tk.375,000	0.50 % of loan amount but minimum Tk.375,000
	Above Tk15.50 cr i.e $2.00 mio to Tk.39.00 cr i.e. $5.00 mio	0.25 % of loan amount but minimum Tk.775,000	0.25 % of loan amount but minimum Tk.775,000
	Above US$ 5.00 mio to US$ 10.00 mio	0.20 % of loan amount but minimum Tk.975,000	0.20 % of loan amount but minimum Tk.975,000
	Above US$ 10.00 mio to US$ 15.00 mio	0.15 % of loan amount but minimum Tk.1,550,000	0.15 % of loan amount but minimum Tk.1,550,000
	Above US$ 15.00 mio to US$ 20.00 mio	0.15 % of loan amount but minimum Tk.1,745,000	0.15 % of loan amount but minimum Tk.1,745,000
	Above US$ 20.00	0.10 % of loan amount but minimum Tk.2,325,000	0.10 % of loan amount but minimum Tk.2,325,000

Schedule of charges for Commercial Loans and Advances:

ITEM	Limit	Revised Charges
ITEM	Limit	SANC		REVIEW
Term Loan	Up to Tk.10 lac	1 % of loan amount but Minimum Tk.7,000	NA
	Above Tk.10 lac to Tk.50 lac	1 % of loan amount but Minimum Tk.15,000	NA
	Above Tk.50 lac to Tk.1 cr	1 % of loan amount	NA
	Above Tk.1 cr to Tk.5 cr	1 % of loan amount	NA
	Above Tk5.00 cr to Tk. 7.75 cr i.e $1.00 mio	0.75% of loan amount but Minimum Tk.500,000.	NA
	Above Tk7.75 cr i.e $1.00 mio to Tk.77.50 cr i.e. $10.00 mio	0.50% of loan amount but Minimum Tk.600,000.	NA
	Above US$ 10.00	0.25% of loan amount but Minimum Tk.3,875,000.	NA

Schedule of charges for Commercial Loans and Advances:
Syndication Loans:

ITEM	Limit	Proposed Charges
ITEM	Limit	SANC	REVIEW
Syndication Loan	For any amount	As per Information Memo of concerned loan proposal	As per Information Memo of concerned loan proposal

State Bank of India, Bangladesh Operations
LC commission is applicable to the clients based on the following volume of business per quarter

LC Volume per qtr.(USD)	Proposed LC Commission per qtr. or part thereof
	Sight	Deferred/Usance	BTB/EPZ/EDF
< 2,50,000/-	0.40%	0.50%	0.40%

2,50,000/- to < 5,00,000/-	0.35%	0.40%	0.35%

5,00,000/-to < 10,00,000/-	0.30%	0.35%	0.30%

10,00.000/-to < 15,00,000/-	0.25%	0.30%	0.25%

15,00,000/-to <20,00,000/-	0.20%	0.25%	0.20%

20,00,000/-to < 50,00,000/-	0.15%	0.20%	0.15%

50,00,000/->	0.10%	0.15%	0.10%

* Besides the above, the Branch Head may offer concession rate of commission to its clients considering overall business volume and profitability from the respective client.

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Schedule of Charges - SBI - Bangladesh

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